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Loan Against Securities Facility

LAS, or Loan against securities, is one of the most tailored ways of funding. Though it’s a secured facility, the turnaround time is as quick as 24 hours, ensuring fast access to capital when needed. LAS can be raised by corporates against their portfolio shares, mutual funds, FD, and sovereign gold bonds. They can also be against their own listed shares. Hence, the individual can also raise funding with the LAS facility.

In short, anyone can raise the funds against securities, as long as he/she hold the tradable securities.

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Why LAS?

  • End use of the funds will not be monitored.
  • No Higher capping of the funds.
  • Interest rate will be as low as secured debt instruments.
  • Exposure can be given in the form of OD so you can pay as you use.
  • There is no restriction on the utilization of the limit, so you can keep it as a cushion for liquidity.
  • Shorter turnaround time – as low as 24  hours.
  • It helps the promoter to infuse equity in the business.
  • No prepayment charges. 
  • Easy account handling
  • Cost-effective.
  • No capital gain tax comes into the picture.
  • Your over the period build investment will remain intact.
  • The cost of LAS will always be lower than the average returns on your investment.
  • No credit score check. 

How Do We Execute?

1. Submitting the portfolio statement.
 
2. Analyzing the Strengths and Opportunities.
 
3. Terkar Capital team shares the In-Principle confirmation (before log in).
 
4. Post your confirmation, we will get the KYC documents.
5. Log in the Proposal with OTP.
 
6. Pledging the shares.
 
7. Final Sanction.
 
8. Disbursement.

Why Choose Gain UP for Loan Against Shares

We understand both the primary and secondary financial markets deeply. Our team always takes the time to understand your exact cash requirements and blended financial needs. By combining a Loan Against Shares (LAS) with other smart debt instruments, we ensure that your company achieves the maximum possible liquidity at the absolute lowest cost.

When arranging corporate funding through equity assets, we carefully evaluate the unique operational factors of your business. This thorough approach allows us to deliver the best financial output tailored to your goals. Because we regularly raise substantial amounts of capital through equity backed funding, we know the best practices of the Indian financial market inside out. This strong positioning allows us to help you secure the capital you need with highly favorable terms and low borrowing costs.

FAQs On Loan Against Securities

1. Can I get the funding on my individual name?

Yes. Loan against shares will be given to anyone who holds the tradable securities (Mutual Funds, Shares, Sovereign Gold Bonds & FD)

2. What is the interest rate In 2026?

The Interest rate generally varies from institute to institute. In most cases it remains around 10%.

3. What is the tenure of funding?

The limit will be given in the form of OD where you can use it as per your convenience. And this facility remains perpetual. So you do not need to renew.

4. Will my credit score be checked?

No. Even though you have bad credit, still the exposure can be given against your securities.

5. What is the minimum & maximum amount I can get ?

There is no capping on either side. It can go to any extent.